Credit card providers advertise their product
Like any other company, credit card issuers want to sell their product. Your own credit cards are presented in the best light, and above all the positive properties are highlighted. The consumer should be encouraged to buy or order the credit card. However, it is difficult for those interested in credit cards to make a balanced decision on this basis.
After all, thanks to the credit card issuer’s advertising, he knows only the best features of the product. Customer testimonials often convey a much more realistic picture. Not only the best aspects of a credit card are reported here, critical points are also addressed. Based on honest reviews, consumers can better weigh which credit card fits their own ideas.
How user-friendly is the credit card?
Testimonials and reviews from other credit card users also help to get a feel for what to look for when choosing a credit card. Those who have never used a credit card may not know what criteria are important when choosing a credit card offer. So in important questions when choosing a credit card, for example:
- Can the credit card be used abroad?
- Are there any fees involved?
- Will there be any fees at all?
- Are there any special services that make the respective offer more attractive?
Testimonials are essential if you want to make the right decision with the wide range of credit cards on offer. Many credit card features only become apparent when the card is used every day. Benefit from the experiences of others or share your experiences and thus help others in their decision.
Objective and subjective decision criteria
In an objective credit card comparison, the properties of credit cards from different issuers are compared. Such a comparison is important to get an overview of the various offers and to find out which criteria play a role in credit card comparison.
These tests are based on the objective criteria, which the credit card issuer must make transparent for every interested party. Subjective testimonials from people who actually hold the respective credit card can give a completely different insight. Perhaps the customer service of the issuer proves to be particularly helpful and customer-friendly in the daily handling of the credit card.
Or there is a special bonus program that brings many advantages. Conversely, negative aspects can only become apparent in everyday use. Whether positive or negative, testimonials illuminate credit cards from every side.
This is what credit card tests offer
Unlike a subjective report, a credit card test compares objective criteria. Depending on the test, these criteria include, for example, credit card fees, the possibility of withdrawing cash and the card type.
An objective credit card comparison also provides information about whether the respective credit card can only be used in connection with a checking account. Some credit cards are linked to the opening of a current account with the issuer. If you don’t want to open a new current account, you can use a credit card comparison to filter all credit card offers without an associated current account.
Find the right credit card for every situation
User reviews from other users will also help you find the credit card that best suits your situation. A student usually has different credit card requirements than an entrepreneur who is regularly on a business trip. Based on the experiences of other users who are in a similar situation to you, you can check whether the respective credit card meets all your requirements.
Objective tests and subjective experience reports complement each other. Both comparison options offer you a solid basis for deciding on a specific credit card offer. Credit card tests provide information about fees and the use of a credit card abroad, and experience reports provide information about how user-friendly a credit card really is in everyday life. To make the right decision for your situation, you need objective and subjective aspects.